We are looking for a seasoned IBM Safer Payments Specialist to join our banking fraud risk and security team. As a subject matter expert in real-time fraud detection and prevention, you will play a critical role in protecting our payment systems and customer transactions. You will lead the implementation, configuration, and ongoing enhancement of IBM Safer Payments (IRIS) across multiple payment channels to safeguard against evolving fraud threats.

• Lead the implementation and optimization of IBM Safer Payments in a large-scale banking environment.
• Configure fraud detection rules, decisioning strategies, and real-time risk scoring models tailored to digital and traditional banking channels.
• Integrate Safer Payments with core banking systems, payment rails (ACH, Wire, SWIFT, RTP), and customer touchpoints (mobile, online, ATM).
• Monitor and tune performance of the fraud platform to ensure minimal latency and maximum detection accuracy.
• Collaborate with fraud analysts, cybersecurity teams, compliance, and IT to maintain a robust fraud prevention framework.
• Perform system upgrades, patching, and ongoing health checks while ensuring high availability and regulatory compliance.
• Analyze fraud trends and proactively adapt the Safer Payments platform to address new attack vectors.
• Support internal audits, regulatory reviews, and incident investigations with technical insights and system data.

Required Skills & Qualifications:

• 5+ years of hands-on experience with IBM Safer Payments / IRIS in a banking or financial services environment.
• Deep understanding of fraud detection mechanisms and fraud typologies (e.g., phishing, synthetic identity, mule accounts, account takeover).
• Strong knowledge of banking payment systems, including ACH, SWIFT, ISO 20022, Wire Transfers, RTP, and card networks.
• Proficiency in SQL, data analysis, and rule scripting for fraud detection.
• Experience integrating with enterprise platforms using APIs, MQ, SOAP/REST, and batch feeds.
• Familiarity with regulatory requirements related to fraud, KYC/AML, and transaction monitoring.
• Strong communication skills for cross-functional collaboration and stakeholder engagement.

Job Location - Riyadh, Saudi Arabia